Open Enrollment starts November 15th.
Get ready to win with your Incora 2021 Benefits Package.

Your Open Enrollment Journey Starts Now.

Open Enrollment is a journey and we want you to be prepared. See below for all the important places you need to visit to make your Open Enrollment a success.

Stop 1

Know Your Open Enrollment Deadline

Visit this stop

Stop 2

Review Your Benefits Guide

Visit this stop

Stop 3

Get to Know TouchCare: Your Personal Benefits Assistant

Visit this stop

Stop 4

Know the Rules for Adding Dependents

Visit this stop

Stop 5

Check Out Our Learn-On-Demand Library

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Stop 6

Attend Live Benefits Sessions

Visit this stop

Stop 7

Learn if You Can Keep Your Doctor and Medications

Visit this stop

Stop 8

Get Your Questions Answered

Visit this stop

Stop 9

Enroll at ADP by November 30th!

ready to enroll? click here

Benefit Spotlight: Incora’s New Well-Being Program

For 2021, Incora is bringing you a whole new well-being program that is designed to help you improve your overall health and well-being. We have temporarily delayed the Onsite Biometric Testing due to the obstacles of COVID-19.

The wellness incentive program will be launching in early 2021 – more information to follow. However, this is not your only offering to support your wellbeing needs. The following are just a few of the Wellness offerings that will be available to you on January 1st at the beginning of the Benefit Plan Year:

100% Coverage for Preventive Care

You and your covered dependents receive 100% coverage for in-network preventive care in the medical plans for annual checkups and routine physicals.

Health Screening Incentive

For employees of Incora enrolled in Critical Illness Insurance and/or Accident Insurance, the Wellness Benefit is a rider that is included with your Accident and Critical Illness Insurance coverage. If you enroll in both, there is a Wellness Benefit for you and covered family members under both coverages, even if it’s for the same health screening test. The annual benefit for you and your covered spouse is $50 each for completing a health screening test. Use our voluntary wellness programs as motivation to make 2021 your healthiest year yet!

Life Assistance Program

Life! Just when you think you have it figured out, along comes a challenge. Whether your needs are big or small, your Life Assistance & Work/Life Support Program is there for you. It can help you and your family find solutions and restore your peace of mind.

You have three face-to-face sessions with a behavioral counselor available to you - and your household members. Call Cigna Life Assistance Program to request a referral.

Talkspace through Cigna

Talkspace is an online therapy service that connects users to a dedicated, licensed therapist via private messaging (text, voice, video) or live video session. Talkspace treats a wide range of behavioral conditions including depression, anxiety, PTSD, addiction, eating disorders and more. Learn more at

Health Information Line

Call the Health Information Line 24/7. Speak with a clinician trained as a nurse who is ready to provide medical guidance and help answer health questions like how to treat a twisted ankle or a child’s fever. This toll-free number is printed on the back of your Cigna ID card that you will receive upon enrolling in Incora’s medical plan.

Virtual Care 24/7/365 through MDLive

Life is demanding. It is hard to find time to take care of yourself and your family members as it is, never mind when one of you isn’t feeling well. That is why your health plan through Cigna includes access to minor medical and behavioral/mental health virtual care. You and your eligible dependents can speak with a U.S. board-certified doctor, pediatrician, or licensed counselors and psychiatrists through the convenience of phone, video or mobile app and have a prescription sent directly to your local pharmacy, if appropriate.  

Cigna Healthy Pregnancies, Healthy Babies

Guidance and support on everything from infertility and preconception planning to post-delivery information. 24/7 live telephone support from a maternity specialist, with nursing experience who can help you with tips on how to handle your discomfort during pregnancy, birthing classes and maternity benefits.

Cigna Lifestyle Management programs

Get the support you need to change your life. If weight, tobacco, or stress is affecting your ability to live an active life, a health advocate can help provide you with personalized support to help you.


Perkspot brings you discounts on your favorite brands, products, and services, but did you know they also offer discounts on gym memberships? Even more reason to make your health a focus for 2021.