Benefit Spotlight

Benefit Spotlight:

Download the Incora+ App Now!

We’re pleased to announce the launch of the Incora+ App which allows you to take your benefits information everywhere you go!

The Incora+ App is designed for our staff who are crucial to the success of our company. Discover all the beneficial information you need, when you need it, all in one place.

  • Medical Benefits
  • Dental & Vision Information
  • Voluntary Programs
  • Employee Resources
  • EAP Helpline 24/7
  • Click to Call/Email Feature

Download the Incora+ App today from the Apple App Store or Google Play.

Incora+ App Resources

How To Register and Download the App.

Note: If you need login support, please email:

100% Coverage for Preventive Care

You and your covered dependents receive 100% coverage for in-network preventive care in the medical plans for annual checkups and routine physicals.

Health Screening Incentive

For employees of Incora enrolled in Critical Illness Insurance and/or Accident Insurance, the Wellness Benefit is a rider that is included with your Accident and Critical Illness Insurance coverage. If you enroll in both, there is a Wellness Benefit for you and covered family members under both coverages, even if it’s for the same health screening test. The annual benefit for you and your covered spouse is $50 each for completing a health screening test. Use our voluntary wellness programs as motivation to make 2022 your healthiest year yet!

Life Assistance Program

Life! Just when you think you have it figured out, along comes a challenge. Whether your needs are big or small, your Life Assistance & Work/Life Support Program is there for you. It can help you and your family find solutions and restore your peace of mind.

You have three face-to-face sessions with a behavioral counselor available to you - and your household members. Call NYL Life Assistance Program Secure Advantage to request a referral.

Talkspace through Cigna

Talkspace is an online therapy service that connects users to a dedicated, licensed therapist via private messaging (text, voice, video) or live video session. Talkspace treats a wide range of behavioral conditions including depression, anxiety, PTSD, addiction, eating disorders, and more. Learn more at

Health Information Line

Call the Health Information Line 24/7. Speak with a clinician trained as a nurse who is ready to provide medical guidance and help answer health questions like how to treat a twisted ankle or a child’s fever. This toll-free number is printed on the back of your Cigna ID card that you will receive upon enrolling in Incora’s medical plan.

Virtual Care 24/7/365 through MDLive

Life is demanding. It is hard to find time to take care of yourself and your family members as it is, never mind when one of you isn’t feeling well. That is why your health plan through Cigna includes access to minor medical and behavioral/mental health virtual care. You and your eligible dependents can speak with a U.S. board-certified doctor, pediatrician, or licensed counselors and psychiatrists through the convenience of phone, video, or mobile app and have a prescription sent directly to your local pharmacy, if appropriate.  

CirrusMD-Effective January 1, 2022

Did you know you can connect to a doctor in seconds? All you have to do is register for CirrusMD. CirrusMD is a virtual service that lets you text a doctor 24/7. You can download the CirrusMD app to your phone or tablet, or access online at

Cigna Healthy Pregnancies, Healthy Babies

Guidance and support on everything from infertility and preconception planning to post-delivery information. 24/7 live telephone support from a maternity specialist, with nursing experience who can help you with tips on how to handle your discomfort during pregnancy, birthing classes, and maternity benefits.

Cigna Lifestyle Management programs

Get the support you need to change your life. If weight, tobacco, or stress is affecting your ability to live an active life, a health advocate can help provide you with personalized support to help you.


PerkSpot brings you discounts on your favorite brands, products, and services, but did you know they also offer discounts on gym memberships? Even more reason to make your health a focus for 2022.

Virgin Pulse

Small steps lead to big changes. Virgin Pulse will help you make small, everyday changes to your wellbeing that are focused on the areas you want to improve the most. With daily engagement, you will build healthy habits, have fun with coworkers, and experience the lifelong rewards of better health and wellbeing. Sign up today at

Your Benefits