Eligibility & Enrolling

Eligibility

To be eligible for Incora’s benefits program you must be an active colleague working at least 30 hours per week.

  • Salaried (exempt) colleagues are eligible the first of the month following their hire date
  • Hourly (non-exempt) colleagues are eligible the first of the month following 60 days from their hire date

You may also enroll your eligible dependents in many of the same plans you choose for yourself. Proof of dependent status will be required to enroll. Go to www.incorabenefits.com for dependent eligibility verification details. Eligible dependents include:

  • Your legal spouse or registered domestic partner
  • Your natural, adopted, stepchild, or child for whom you have legal guardianship, up to age 26
  • Your disabled child over the age of 26 for whom you have legal guardianship

Enrolling & Making Changes

You typically can only make benefit and dependent changes during the annual open enrollment period. Elections made during open enrollment stay in effect for the whole plan year, January 1st through December 31st. However, there are a couple of exceptions:

  1. Are you a new hire or did you just become benefit eligible?
    Employees who have become eligible for benefits have 31 days from their benefit eligibility date to enroll in benefits.
  2. Did you experience a Qualified Life Event?
    Certain life events provide you a 31-day window to elect benefits or change your covered dependents.

What Is a Qualified Life Event?

If you experience any of the scenarios below, you may be eligible to update your benefit elections mid-year:

  • Marriage, divorce, or legal separation
  • Birth or adoption of a child
  • Death of a dependent
  • Loss or gain of other health coverage for you and/or dependents
  • Change in employment status
  • Change in Medicaid/Medicare eligibility for you or a dependent
  • Receipt of a Qualified Medical Child Support Order

Remember, dependent verification will be required.

How to Enroll

If you’re eligible to enroll in or make changes to your benefits outside of the annual Open Enrollment event (based on the criteria above), you may do so by visiting workforcenow.adp.com.

Your Benefits